Finance Center


Welcome to Our Financing Department

Welcome to Braman BMW Miami’s Finance Department, your auto loan and car lease resource. We’re eager to provide financing for your new BMW car or SUV, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no-credit car loan if your situation demands it. Braman BMW Miami has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low-interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the terms of the contract. You’re just a step away from approved car financing!

Sales Info

Phone Number:Sales Hours:
  • Mon - Fri8:30 AM - 8:00 PM
  • Sat9:00 AM - 6:00 PM
  • Sun11:00 AM - 5:00 PM

BMW Finance FAQs

Have questions about the BMW finance & lease process? We’re here to answer them!

Should I lease or buy a BMW?

Purchasing or leasing a BMW depends on your situation, including your budget, lifestyle, driving habits and more. Here’s a breakdown of “BMW Leasing vs. Buying” perks to help you make your decision.

Benefits of Leasing with BMW Financial Services:

  • Get a new BMW every few years
  • Typically lower monthly payments
  • Can re-lease, purchase or walk away once lease term ends (review the BMW lease return process)
  • Always covered by warranty
  • Available Unused Mileage Loyalty Benefits and more
  • Waived disposition fees if you choose to lease another BMW

Benefits of Financing with BMW Financial Services:

  • Vehicle ownership and equity
  • Personalize your BMW to your liking
  • No mileage restrictions or penalties
  • Multiple finance term lengths (24-84 months) and down payment options
  • Possible balloon financing to lower monthly payments
  • Waived disposition fees if you choose to finance another BMW
  • Financing available for certified pre-owned BMW models

Can I trade in my BMW if it’s financed?

Yes, our BMW dealership in Miami accepts all trade-ins. You can use your trade-in credit toward a down payment on another BMW, new or used. Your trade-in credit can also be applied to a new BMW lease down payment, if you choose to lease instead of finance. Click here to request a vehicle trade-in estimate.

What will my interest rate and monthly payment be?

Auto loan interest rates fluctuate regularly. It’s best to speak with a BMW dealer near you and request a price quote and all your BMW financing options. Likewise, monthly BMW payments will depend on your interest rate, down payment, term length, and vehicle choice. We recommend discussing these terms with a BMW finance expert and applying for credit online.

Braman BMW Miami is located at: 2060 Biscayne Blvd • Miami, FL 33137

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2060 Biscayne Blvd, Miami, FL, 33137
Braman BMW Miami 25.796876192287925, -80.18950827680186.